Seller Testimonial
See how this happy seller found success with List & Lock.
Sell
Stand out. Sell smarter. Save more.
Tired of being told to lower your price? There's a better way to attract buyers and sell faster — without leaving money on the table.
The Challenge
Today's buyers aren't just shopping by price; they're shopping by payment. High interest rates can push your listing out of their budget before they ever schedule a showing. Then your home sits on the market longer and longer. The old solution? Drop the price. The smarter solution? Drop their rate.
Overview
Advertise discounted rates on your listing
List & Lock™ is designed to eliminate buyers' biggest hurdle, generate more interest in your listing, and help your home sell faster — WITHOUT lowering the price.
$5,000 Credit for Sellers1
When you buy your next home with Bank CMG, get up to $5,000 back at closing.
Getting Started
How It Works
Marketing Included
Custom Marketing Materials at No Extra Cost
We'll produce custom property videos, MLS images, social posts, targeted online ads, open house flyers, sign riders, and a personalized web page that shows buyers real rate options—all designed to get your home sold faster.
FAQ
Frequently Asked Questions
We’re here to help! Find answers to your everyday banking questions.
Price reductions can sometimes raise concerns for buyers or make a listing appear stale. With List & Lock, sellers can often lower a buyer’s monthly payment more effectively than a simple price cut. In many cases, it does more with your money while helping your home stand out in the market.
Unlike a standard buydown, we personally contribute an additional 1% toward lowering the buyer’s interest rate. We also provide free customized marketing materials so buyers clearly know your home comes with a lower-rate opportunity.
List & Lock is available for Conventional, FHA, VA, USDA, Jumbo, and select Adjustable-Rate Mortgage loan programs.
Today’s buyers are highly focused on affordability and monthly payments. A lower interest rate can significantly reduce monthly costs, and our marketing makes it well known to buyers that your house comes with a discounted rate.
We help maximize the value by contributing an additional 1% toward lowering the buyer’s rate, helping stretch the seller’s contribution even further.
No. List & Lock can benefit both first-time and repeat buyers, especially anyone looking to improve affordability and lower their monthly payment.
Absolutely. Buyers can still negotiate pricing, closing costs, and other contract terms just like they would in a traditional home purchase.
Yes. Once you successfully sell your home with List & Lock, you’ll get a credit of up to $5,000 toward your next home purchase with us.
Resources
Buydown, Price Reduction, or List & Lock?
What’s the best way to spend your money as a seller?
Here’s Why Working with a Realtor Can Pay Off
Thinking of selling on your own? Think twice before making your move!