Manufactured Home Loans
Manufactured homes can be an affordable path to homeownership. We offer multiple financing options, including Conventional, FHA, VA, and USDA Loans, to help eligible buyers purchase or refinance a manufactured home.
Financing a manufactured home
Manufactured homes can be an affordable alternative to traditional site-built homes, especially in higher-cost housing markets. Depending on the home and your eligibility, you may have several financing options to choose from. Whether you're purchasing your first manufactured home, refinancing your current loan, or buying a second home, our loan officers can help match you with the financing solution that best fits your needs.
Highlights
Manufactured Home Financing Features
Frequently Asked Questions
We’re here to help! Find answers to your everyday banking questions.
Depending on the loan program, qualified borrowers may purchase with as little as 3% down through eligible Conventional financing or 3.5% down through FHA financing. Eligible VA borrowers may qualify for 0% down.
MH Advantage® is a Conventional financing option for eligible manufactured homes that meet specific design and construction standards. It offers features such as low down payment options and waived manufactured home pricing adjustments.
Yes. Depending on the loan program, rate-and-term and cash-out refinance options may be available.
Yes. Eligible Conventional manufactured home financing may be paired with programs like HomeReady® and other qualifying down payment assistance programs.